Complete agreement with your assessment to date with two exceptions:
ISUr has been disappointing so far (home loss to USU, a bottom of the MWC team, in a game where they were 9 point favorites is not fatal but certainly crippling). They have yet to win a game they shouldn't to make up for that megadud.
Loyola probably gets a more significant bump following the last couple road wins. I don't know that anyone outside of WSU and UNI wins both of those at this point. Ramblers probably aren't the 3rd best team in the league, but they very well may avoid Thursday night.